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Hardship Letter

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Use this sample Hardship Letter to request a loan modification and avoid foreclosure. The purpose of this Hardship Letter example is to help you obtain a loan mortgage workout, reduce your repayments and keep your home.

A hardship letter is often required from a lender or servicer when you have become delinquent in a mortgage. A successful hardship letter must be honestly written, straightforward and unique.

Start the letter by writing about the reasons that have caused you to fail paying the installments on time. Try to be convincing about your ability to overcome those difficulties and resume your scheduled repayments as soon as possible. Based on your income and your expenses, detail your budget and come up with a proposal. It is really important to be specific and provide accurate amounts.

Remember that this hardship letter is just a template that you should adapt to your own situation. Edit the letter within the letter generator.

Click on this link to view a sample of this letter Hardship Letter

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